Terms of Service

Welcome to QiCli. These Terms of Service govern your access to and use of our AI-powered client onboarding automation platform. By using our services, you agree to be bound by these terms.

1. Acceptance of Terms

By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, you may not use our services.

Eligibility: You must be at least 18 years old and have the legal capacity to enter into binding agreements to use our services.

Service Provider: These services are provided by Ekan Limited, a company registered in Hong Kong.

2. Account Registration and Security

Account Creation

  • You must provide accurate, current, and complete information when creating an account
  • You are responsible for maintaining the security of your account credentials
  • You agree to notify us immediately of any unauthorized access to your account
  • You are responsible for all activities that occur under your account

3. Use License and Permissions

Subject to your compliance with these terms, we grant you a limited, non-exclusive, non-transferable license to:

  • Access and use our services for your client onboarding automation needs
  • Generate, edit, and manage client onboarding documents using our AI-powered tools
  • Store and manage your templates and onboarding data within the platform

Restrictions: You may not:

  • Resell, redistribute, or sublicense access to our services
  • Reverse engineer, decompile, or attempt to extract source code
  • Use automated systems to access our services without authorization
  • Interfere with or disrupt the integrity or performance of our services

4. User Content and Intellectual Property

Your Content

You retain all ownership rights to content you create using our services, including client data, templates, and generated documents. By using our platform, you grant us:

  • A license to store, process, and display your content to provide our services
  • Permission to use anonymized, aggregated data to improve our AI models and services
  • The right to access your content to provide support and troubleshoot issues

Our Intellectual Property

Our platform, including all software, designs, text, graphics, and AI models, is owned by Ekan Limited and protected by intellectual property laws. You may not copy, modify, or create derivative works without our express written permission.

5. Prohibited Uses

You agree not to use our services to:

  • Create content that is illegal, harmful, or violates any applicable laws or regulations
  • Generate content that infringes on intellectual property rights or privacy rights
  • Produce content that is defamatory, harassing, abusive, or discriminatory
  • Create misleading, fraudulent, or deceptive content
  • Attempt to gain unauthorized access to our systems or other users' accounts
  • Use our services in a manner that could damage, disable, or impair our platform

Violation of these prohibitions may result in immediate termination of your account and access to our services.

6. Subscription Plans and Payment

Subscription Tiers

We offer multiple subscription plans with different features and usage limits:

  • Free Plan: Limited access with 10 lifetime onboarding generations
  • Pro Plan: Monthly or annual subscription with enhanced features and higher usage limits

Payment Terms

  • Subscription fees are billed in advance on a monthly or annual basis
  • Payments are processed securely through Stripe
  • All fees are non-refundable except as specified in our Refund Policy
  • We reserve the right to change pricing with 30 days' notice to existing subscribers
  • Failure to pay may result in suspension or termination of your account

7. Service Availability and Modifications

We strive to provide reliable service, but we do not guarantee:

  • Uninterrupted or error-free operation of our services
  • That all features will always be available or function as expected
  • That our services will meet all your specific requirements

We reserve the right to:

  • Modify, suspend, or discontinue features or services at any time
  • Perform maintenance that may temporarily interrupt service
  • Update our platform with new features or improvements
  • Change pricing with appropriate notice to subscribers

8. Disclaimer of Warranties

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied.

We disclaim all warranties, including but not limited to:

  • Warranties of merchantability, fitness for a particular purpose, or non-infringement
  • Warranties that our services will be uninterrupted, secure, or error-free
  • Warranties regarding the accuracy, reliability, or quality of AI-generated content
  • Warranties that defects will be corrected

You acknowledge that AI-generated content may require review and editing, and you are responsible for ensuring the accuracy and appropriateness of content created using our services.

User Responsibility: You are solely responsible for reviewing, editing, fact-checking, and ensuring legal compliance of all AI-generated content before sending to clients. This includes ensuring content does not infringe intellectual property rights, violate privacy laws, or contain defamatory statements.

9. Limitation of Liability

To the maximum extent permitted by law, Ekan Limited and its affiliates shall not be liable for:

  • Indirect, incidental, special, consequential, or punitive damages
  • Loss of profits, revenue, data, or business opportunities
  • Damages arising from your use or inability to use our services
  • Damages resulting from unauthorized access to or alteration of your content
  • Service interruptions, delays, or failures beyond our reasonable control
  • Third-party actions or content

Maximum Liability: Our total liability to you for any claims arising from or related to our services shall not exceed the total amount you paid us in the 12 months preceding the claim.

10. Termination

Termination by You

You may cancel your subscription at any time through your account settings or the Stripe Customer Portal. Cancellation will take effect at the end of your current billing period, and you will retain access until that time.

Termination by Us

We may suspend or terminate your account immediately if:

  • You violate these Terms of Service
  • You engage in fraudulent, abusive, or illegal activity
  • You fail to pay subscription fees when due
  • We are required to do so by law
  • We discontinue the service (with appropriate notice)

Data Retention After Termination

Upon termination, your right to use our services will cease immediately. Your data will be handled as follows:

  • 30-Day Grace Period: Your content remains accessible for 30 days after termination or cancellation
  • After 30 Days: All user-generated content, templates, and onboarding data are permanently deleted from our systems
  • Transaction Records: Billing and transaction records are retained as required by law for accounting and tax purposes (typically 7 years)
  • Account Data: Basic account information may be retained to prevent fraud and enforce our terms

11. Indemnification

You agree to indemnify, defend, and hold harmless Ekan Limited and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

  • Your use of our services
  • Content you create, publish, or distribute using our services
  • Your violation of these Terms of Service
  • Your violation of any rights of another party

12. Dispute Resolution

Informal Resolution

Before filing a formal claim or initiating arbitration, you agree to contact us to attempt to resolve the dispute informally. We will work in good faith to resolve any issues you may have within 30 days of receiving your notice.

Governing Law and Jurisdiction

These Terms of Service shall be governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region, without regard to conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts of Hong Kong for resolution of any disputes.

13. Changes to Terms

We may update these Terms of Service from time to time. We will notify you of material changes by:

  • Posting the updated terms on this page with a new "Last updated" date
  • Sending an email notification to registered users for significant changes
  • Displaying a notice on our platform when you next log in

Your continued use of our services after changes become effective constitutes acceptance of the updated terms. If you do not agree to the changes, you must stop using our services and cancel your subscription.

14. Contact Information

If you have questions about these Terms of Service, please contact us:

  • Company: Ekan Limited
  • Registered in: Hong Kong SAR
  • Contact: Use our contact form for terms-related inquiries
  • Response time: 24-48 hours

Version 1.0 | Last updated: December 15, 2025